Jan 1
i have a 675 score and just started building credit 1 year ago, so that’s why it’s low. about 2 months ago i applied for an amex card and got denied. is it a bad idea to apply for the fidelity card? i do understand that applying in general dings your score, hence why i am asking rather than doing it and finding the result. the amex i applied for was like the sky blue, or one of their best travel cards…who knows, they may have approved me for a regular card. i don’t really know enough about this to come to a conclusion. thanks.
Obviously this is going to save me money by reducing interest, but will it damage my credit score?
If you use your card to pay for something and pay the credit card company back on time all year long do you have to pay some membership fee or yearly fee?
Jun 30
Compared to other 27 year olds, do you think I have an outrageous amount of credit card debt?
I live at home. I do not have a car payment. I have no idea where my money has been going. Anyway, what % of my paycheck should go to these credit cards?
PEZ
Jun 30
Now before you make any harsh judgments on him, he is relatively a nice guy. He is not stingy with money, always pays for our nights out etc. $50 is nothing compared to how much he’s spent on me but like I said there’s a principle behind it. I can’t stand irresponsible guys. I’ve had guys in the past tell me they would pay me back for expenses they were responsible for only to end up getting screwed. How should i ask for it back? Or am I being too anal and should just give him a break?
Don’t misunderstand… I guess it’s from past experience with men who have taken advantage of me. That is where all this is stemming from. Read again, I explained it towards the end.
