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Posts Tagged Credit Score

If I apply for a new credit card, what are the chances I will get a 10K credit limit?

Oct 31

Posted by Dheesima in Compare Credit Cards | 2 Comments

compare credit cards
I have a credit score of 710 or so. I have 2 other C.C. one with a 1200 credit limit, the other 15K. I do have a lot of debt compared to income though. Can I ask them for a credit limit increase after i get the card. What are the chances they will give it to me?

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How many points does a credit inquiry for a credit card lower your score?

Oct 25

Posted by Dheesima in Best Credit Cards | 2 Comments

credit card
I recently applied for a new credit card, and I was just curious if anyone knows how many points that will drop my credit score. Ya know, just cause AMEX had to check my score.

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My credit score is 627?

Oct 20

Posted by Dheesima in Compare Credit Cards | 19 Comments

compare credit cards
I have never missed a payment on any of my credit cards but i have some medical bills that went to collections. With this score would i be able to get a car or a house some day. How does this compare with other peoples scores?

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Is it better for your credit to have several credit cards with moderate limit, or one card with a high limit?

Oct 16

Posted by Dheesima in Best Credit Cards | 3 Comments

credit card
I have zero debt. I also have several credit cards. I am wondering how it will affect my credit to request the highest limit for each card, or if I should cancel all but 2 and have those with high spending limits. Along the same lines, how does “available” credit affect one’s credit score negatively or positively? If I get a $50,000 limit on a card (with 0 balance) but say, go to buy a car, will I be denied because I have too much credit out there?

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credit card?

Oct 11

Posted by Dheesima in Best Credit Cards | 3 Comments

credit card
I am thinking of applying an unsecured credit card?
My credit score is about 580-600.
With my credit rating, what kind of unsecured card can I get?
Has anyone with around my credit score got one?

thanks

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How can I consolidate multiple credit card debt?

Sep 26

Posted by Dheesima in Compare Credit Cards | 3 Comments

compare credit cards
I am 21 years old, and I have multiple credit card bills each month. I have not used these cards in over a year and most of the debt is from classes. Due to recent economic downturns, my hourly pay has been cut, and my hours slashed. I cannot afford to pay each debtor. How can I “refinance” my card debt into a single bill, hopefully with less interest so I can actually PAY it off.

The total debt is around $2500. My credit score is probably small due to my age and debt.

I need to get this under control, especially now as I look for a new job because I scored a whopping 8 hours of work this week, compared to my normal 40.

Thanks

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Can I get an unsecured credit card or a department store card with my credit?

Sep 25

Posted by Dheesima in Best Credit Cards | 4 Comments

credit card
My credit score from all 3 credit bureaus are in the 500’s. Can I get unsecured card? I’ve tried First premiere and Capital One.

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Bad credit score?

Sep 21

Posted by Dheesima in Credit Card Applications | No Comments

Credit card application
I went to http://www.quickcreditcardapproval.com and filled out the credit card application how long will it take for my card to get to my house?

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What would happen to my credit card if the bank fails?

Sep 18

Posted by Dheesima in Best Credit Cards | 6 Comments

credit card
I have a WaMu credit card (love it because it has a good interest rate AND I can see my credit score 24/7 at no charge). They are in trouble financially for the same reason as a lot of other banks are. So if they go under or get sold or some other catastrophic thing happens to WaMu (or indeed to any credit card issuer), what happens to my credit card account? Can they demand all outstanding balances as immediately due and payable?

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My credit card balance is over 50%. How long will it take my credit score to go back up?

Sep 15

Posted by Dheesima in Best Credit Cards | 3 Comments

credit card
Hi. I recently just got my first credit card ever and used it to make a $1600 purchase. The credit limit is $3000, so obviously I’m over 50% of the balance, and I just learned that’s bad for credit scores. I expect to be able to pay off the purchase in the next two or three months. Will my credit score go back up immediately after I get the balance on my card down, or will it take a while? Thanks.

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