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Posts Tagged Credit Card Balance

Do credit card balance transfers hurt your credit score?

Sep 8

Posted by Dheesima in Credit Card Offers | 3 Comments

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I keep getting these great offers from Credit CArds where I can transfer balances or no fee and no interest until a given point in the future (ussualy around 1 year).

Obviously this is going to save me money by reducing interest, but will it damage my credit score?

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What happens when i get a credit on my credit card balance?

Aug 9

Posted by Dheesima in Best Credit Cards | 6 Comments

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I made a purchase on my credit card… paid the credit card bill… then returned my purchase and got a credit to my balance… where is the money? Does it just deduct from my credit card balance? I don’t actually get the money back to me?

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How does getting credit back on your credit card work?

Jun 27

Posted by Dheesima in Best Credit Cards | 4 Comments

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Let’s say I buy something for $100. I return it and they say I will have that credit back on my credit card. So now my credit card balance is $100? What if I paid for that $100 already and then returned it and got credit back? Can a credit card have a balance and have money withdrawn from it?

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Is there a credit card that lets you save multiple checking accounts online to pay off balance?

Jan 31

Posted by Dheesima in Best Credit Cards | 3 Comments

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In other words, sometimes I want to pay my credit card balance with checking account 1, and other times with checking account 2. Every time I want to change which account to use, I have to re-enter the routing number and account number. I want to be able to store this info for more than one checking account so it is easier to pay off the balance with either account.

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What are the steps for transferring a large credit card balance to a new, lower APR credit card?

Dec 19

Posted by Dheesima in Credit Card Offers | 6 Comments

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I have a $3000 credit card with 18% APR, and I receive many letters in the mail for new credit cards offering 3-4% low balance transfers… waht is the process???

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which bank in the United states offer the lowest interest rate on credit card?

May 27

Posted by Dheesima in Credit Card Offers | 5 Comments

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i have a equifax score of 732 and locking for a long term credit card rate. I have no debt and pay my credit card bills on time. I owe less than 20% of my outstanding credit card balance

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I have a credit card balance of $8000 on 21.99% interest rate?

Apr 29

Posted by Dheesima in Compare Credit Cards | 3 Comments

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would it help to pay off $8000 faster if I loan $8000 from prosper.com with 9.81%? I have a excellent credit history (750+)?

How much is that 9.81% monthly compare with 21.99% monthly interest?

Thanks!

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requesting to increase credit card balance?

Feb 14

Posted by Dheesima in Compare Credit Cards | 7 Comments

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will it lower your score if you request for more credit compared to just
waiting for them to increase it?

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Can I keep transfering my credit card balance from one promotional apr offer to the next with no reprecussions?

Dec 25

Posted by Dheesima in Credit Card Offers | 3 Comments

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I keep getting these offers in the mail for 0%apr on balance transfers for one year, can I transfer my balance from one to the next with no penalties or fees?

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Should I transfer my credit card balance?

Oct 4

Posted by Dheesima in Credit Card Offers | 8 Comments

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I have 5 credit cards carrying a total balance of $4600. I got a credit card offer for 0% on balance transfers until January 2009. Should I transfer 1 or 2 of the other cards balances to take advantage of the 0%? Or will it be worse for me to be opening another account? I was not planning on closing any of the credit card accounts, b/c i figure it would be better for my credit to have the older ones on there. Does this sound ok?

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