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Archive for category Credit Card Offers

Does any credit card company offer cards with a rush shipment?

Nov 1

Posted by Dheesima in Credit Card Offers | 2 Comments

offer credit card
Leaving for business in 5 days and would like to have a card for just travel. Have good scores and other cards so approval should not be an issue.
sorry for the miscommunication on my behalf. I have found one company who offers 2 day shipping, and was just wondering if anyone had any idea of others who offer the same.

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Is their anything to be concerned about when someone offers you their credit card info for payment?

Nov 1

Posted by Dheesima in Credit Card Offers | 1 Comment

offer credit card
I am selling something through craigslist and someone interested said they are willing to send me their credit card info. Now I’m not so worried about me getting scammed, but I found it strange they are willing to give up their credit card info and not go through paypal or something, in which I suggested.

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What government website allows you stop getting credit card offers?

Nov 1

Posted by Dheesima in Credit Card Offers | 3 Comments

offer credit card
I know there is one, because I did it for myself. Now my mom wants to do it, and I can’t remember the site!

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Has anyone had a bad exerience with credit card supplied rental car insurance?

Oct 22

Posted by Dheesima in Credit Card Offers | 2 Comments

offer credit card
I was thinking of getting a credit card that offers rental car insurance. I was just wondering if anyone has used this service? Experiences good and bad?

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Does Old Navy or Express ever offer higher discounts for opening a credit card?

Oct 21

Posted by Dheesima in Credit Card Offers | 1 Comment

offer credit card
Right now they’re at 10-15% off…but someone told me Old Navy periodically raises it to 20% during friends and family. I was wondering if anyone knew if they’re doing it again and if Express does the same thing?

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Got a HSBC Platinum Mastercard credit card 2 weeks ago, then got offer for an awesome Discover card thru HSBC?

Oct 19

Posted by Dheesima in Credit Card Offers | 7 Comments

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Even though they are the same bank can I open another account with Discover HSBC? I would like to keep both for building credit but the Discover is a much better deal.

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Does it hurt my credit score to use a “0% for the life of the transfer” credit card offer instead of a loan?

Oct 18

Posted by Dheesima in Credit Card Offers | 4 Comments

offer credit card
Was going to take out a loan for home improvements and got an offer from Discover for 0% for the life of the transfer. Is that bad for my credit to have that debt instead of a loan?

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If I change my mind about accepting credit card from bank, will that affect my future application for a loan?

Oct 15

Posted by Dheesima in Credit Card Offers | 4 Comments

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The place I’ve banked at for almost six years, has offered me a credit card which I accepted over the phone, and I should receive in a few weeks. If I change my mind and decide not to activate the card, and call in to canel it, will that count against me next year if I apply for a loan through the bank(for school or realestate)? Or does refusal of a previous offer not matter? The bank has authorized access to review my credit report either way. Thanks
This card will have no annual fee, 0% interest for 6 months, and 6.99% thereafter unless default on payments. But I’m thinking of just sticking with my current card which i’ve had five years with no late payments if that will look better when i apply for loans with this bank in the near future.

My current card has a $60 annual fee, and 14% interest. I’m hesitant and confused, because i really don’t want more than one credit card, as I’ve heard that can lower credit rating.

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Isn’t it false advertising to offer free credit reports and then charge your credit card from them and their *?

Oct 14

Posted by Dheesima in Credit Card Offers | 2 Comments

offer credit card
How can they advertise free credit reports then charge you for it? Isn’t that illegal?

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Is it Easier to get a basic credit card versus a rewards card?

Oct 12

Posted by Dheesima in Credit Card Offers | 3 Comments

offer credit card
I have a chapter 7 discharged 7 years ago. I don’t want to be filling out offers for credit cards that are hopeless, I also think our credit is better than rock bottom as we have a car pmt thru the credit union and have refinanced our home twice in the past 7 years. We have not been late on a house payment in at the very least 10 years. And never on our car payment.

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