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Archive for category Compare Credit Cards

Free Security System?

Nov 2

Posted by Dheesima in Compare Credit Cards | 2 Comments

compare credit cards
My husband said that lots of companies will put in a security system for free? Should I just pay for this pkg below or should I search for a “free” provider?

I was going to go with this package from ADT (it is a special through my insurance company):

Save $355 on Installation
Members pay only $339 – Compared to ADT’s standard $613.

Save $5 per month on Monitoring
Members pay only $23.99 a month by credit card – Compared to ADT’s standard $30.99.

Features of the Safewatch® Pro 3000 package:
Safewatch Pro Control Panel
Safewatch Pro Touchpad
4 Door/Window Contacts
Interior Sounder
Motion Sensor
Smoke/Heat or Carbon Monoxide Detector
Telephone Connection
Battery Back–up and Power Supply
Yard Sign and Window Decals

Member Benefits:
15% Insurance Credit. You may qualify for up to 15% credit off the homeowners policy basic premium.

10% Off Add–ons. Save 10% off standard

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Home Equity Line of Credit rates?

Nov 1

Posted by Dheesima in Compare Credit Cards | 2 Comments

compare credit cards
We are shopping around and did get approved for a $250,000 HELOC with a 8.25% interest rate. Is this a good rate? I mean compared to a credit card it is (owe $3,000 at 16% interest) but how about as a Line of credit?

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Does this sound like a Good Credit Card to start off with?

Oct 31

Posted by Dheesima in Compare Credit Cards | 2 Comments

compare credit cards
I have very limited credit and would like to increase it. i was searching online comparing credit cards and found this one http://www.capitalone.com/creditcards/products/10589/3/indexwl.php?external_id=CJA_ZZ10491459_USCCJ_1469133_89780ca820081f068d17229512b757 For someone who is basically starting out, does this sound like a good way to go? sadly im not too credit savvy

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If I apply for a new credit card, what are the chances I will get a 10K credit limit?

Oct 31

Posted by Dheesima in Compare Credit Cards | 2 Comments

compare credit cards
I have a credit score of 710 or so. I have 2 other C.C. one with a 1200 credit limit, the other 15K. I do have a lot of debt compared to income though. Can I ask them for a credit limit increase after i get the card. What are the chances they will give it to me?

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Do you think Capital One has the best credit card?

Oct 27

Posted by Dheesima in Compare Credit Cards | 4 Comments

compare credit cards
I have excellent credit and wanted to apply for the best credit card out there. Is Capital One a good choice? Any good source to compare and apply online?

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I have a debit(check) card only. So why do I sometimes have to click “credit” to transact?

Oct 27

Posted by Dheesima in Compare Credit Cards | 1 Comment

compare credit cards
Hello!

I don’t use credit cards. Never have, never will. I spend what I have, and if I don’t have money, I don’t spend!

But I do have a debit(Check) card, because it is a convenience compared to carrying cash, and of course it is a convenience to pay bills via online and all.

But sometimes when I get gas at the pump, I click “debit” and it tells me to use another form of payment. So, I click “credit” and use my card, and it works jolly well!

So why is this? Why do I sometimes have to click “credit” to use my DEBIT card? Are there any additional charges or anything? Maybe it doesn’t attempt to withdraw from my account until later? (Like I got gas two days ago, and it still hasn’t gone through my card.)

I would like to know because I don’t want to do anything that could cost me extra money or anything lol

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Trouble paying credit card bills – What to do?

Oct 26

Posted by Dheesima in Compare Credit Cards | 1 Comment

compare credit cards
Unfortunately I am unemployed for quite a few months now and am having trouble finding a job. Please for you people out there who are going to say to work at a fast food restaurant if I could I would, but I have 2 daughters (4 yrs & 1 month) and the price of daycare compared to the price I would get paid there would cost me more to work, I already looked into it. My husband works as much as he can, 2 jobs, OT whatever he can do he does. My question is I have some credit card bills that I am struggling to pay and called them and they were nice enough to defer some payments and to not charge interest & lowered my monthly payment for 12 months. I have one credit card (actually an installment loan) from Capital One that will NOT work with me . I was able to pay the payment without a problem while employed, but now there is no way I can make the entire payment. I feel like my only option is NOT to pay since I don’t have the money. If I had it I would pay. I have gone through all of my savings & can’t afford it. What other options do I have since they are not willing to work with me?

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Would anyone care to?

Oct 26

Posted by Dheesima in Compare Credit Cards | 2 Comments

compare credit cards
Donate to the redcross or any other source, $1 Can save someones life, Many of you think your probaly poor, But your a billionaire Compared to people that are really poor, And I would donate if i could but currently i have no way of doing that, I’m only 14 no Credit card, nothing, Altough ive been through alot, I’m starting to realize that there are people that have been through worst stuff then me

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How would your family feel if you went from common sense budgeting to borrow and spend?

Oct 25

Posted by Dheesima in Compare Credit Cards | 1 Comment

compare credit cards
lets say you own a family business and employ your kids and everyone is doing well all living in the same house. The parents are working the children are working in the business and everyone is making good money. Then suddenly one year, you decided to layoff your children and hire cheaper labor, and decided to stop spending within your means but that you thought it was great to spend as much as you wanted, charge up your credit cards to the hilt and get loans from whoever would make loans to you so that you could keep spending. So the question here is…..what would the mood be like in your family after a while? How would your children feel about you? What kind of stress would you be feeling compared to how things were when common sense drove your decision making?

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